Protection You Can Rely On, Coverage for Every Stage of Life
Comprehensive Insurance Solutions Tailored for You
From your Property to your Health, IFRC Insurance provides complete protection that fits your lifestyle and business.
MEDICAL INSURANCE
Medical Insurance That Puts You First
Because staying healthy shouldn’t come with financial stress. We get it—medical bills can be overwhelming. Whether it’s a quick trip to the ER or a major procedure, healthcare costs add up fast. That’s why having the right medical insurance isn’t just a nice-to-have—it’s a must.
HMO PLANS
HMO Plans – Health Protection That Doesn’t Break the Bank
Looking for affordable HMO coverage for yourself or your company? We’ve got you covered!
Through our trusted healthcare partners, we offer customized Health Maintenance Organization (HMO) plans designed for individuals, families, SMEs, and BPO companies.
TRAVEL INSURANCE
Travel Insurance – Worry-Free Trips, Anywhere You Go
Our travel insurance plans cover unexpected medical emergencies, accidents, and travel inconveniences like lost baggage or flight delays. We even work with providers that offer COVID-19 coverage, giving you added protection during these uncertain times.
GENERAL INSURANCE
General Insurance – Total Protection for What Matters
From homes to vehicles, offices to inventory, we help you protect the things you’ve worked hard for.
Our general insurance options offer broad protection against damage, loss, liability, and unexpected events—whether personal or business-related.
CLIENT TESTIMONIALS
ACA (Travel Insurance Client)
BSY (Medical Insurance Client)
BSY (Medical Insurance Client)
“Made my mind at ease. No worries and no stress! Pacific Cross makes traveling problem-free, may it's local or overseas. And IFRC does it professionally and in minutes. Absolutely without a hassle when it's transacted through them.”
BSY (Medical Insurance Client)
BSY (Medical Insurance Client)
BSY (Medical Insurance Client)
“It’s now my fifth year with Pacific Cross medical insurance. I was able to use my PC Blue Royale card when I was rushed into the ER after a bout of pneumonia. No hassles – it went without a glitch, easy, and flawless. The hospital staff just swiped my card. Everything was well taken cared off. I am a satisfied used and a true believer!”
CNC (Auto Insurance Client)
BSY (Medical Insurance Client)
CNC (Auto Insurance Client)
“I am happy with how IFRC assisted me when my windshield broke twice. I appreciate that I am talking to people who want my claims to push through, rather than looking for a technicality to deny it. This feels reassuring.”
HOW TO GET COVERED IN 4 EASY STEPS
CHOOSE A PLAN
REQUEST A QUOTE
REQUEST A QUOTE
This is the initial step where you, as the customer, review the different types of insurance products the company offers. This could include health, life, auto, home, or other forms of insurance. You would compare the coverage levels, benefits, deductibles, and premiums of various plans to find one that best matches your personal or business needs and budget.
REQUEST A QUOTE
REQUEST A QUOTE
REQUEST A QUOTE
Once you have a general idea of the plan you want, this step involves providing the insurance company with specific information about yourself and what you want to insure. For example, for auto insurance, you would provide your car details and driving history; for life insurance, you would provide your age and health information. Based on this data, the company calculates a personalized price (the "estimate" or "quote") for the policy you're interested in.
SUBMIT REQUIREMENTS
SUBMIT REQUIREMENTS
SUBMIT REQUIREMENTS
After you agree to a quote, this is the formal application stage. You must submit the necessary documentation to finalize the policy. This "paperwork" could include filling out detailed application forms, providing proof of identity (like a driver's license), or submitting other relevant documents (like a vehicle registration or a medical history form). This step confirms all the details needed to legally create the insurance contract.
GET COVERED
SUBMIT REQUIREMENTS
SUBMIT REQUIREMENTS
This is the final step. After your requirements have been submitted, reviewed, and approved by the company (and you have likely made your first premium payment), your insurance policy becomes active. "Getting covered" means your protection is now in effect. The "peace of mind" refers to the financial security and confidence you have, knowing that you are protected against the risks outlined in your new "IFRC policy.
Our advisors are ready to help you choose the right plan.
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