In 1993, IFRC’s founder, Mr. Noel F. Pelaez, saw his interest and passion in the insurance industry. From managing the family’s agri-business and attending to entrepreneurial ventures, he decided to do a career change. Having attended numerous workshops and trainings pertaining to the insurance industry, he then established a Non-Life Insurance Agency along with some close friends. Not long after, he was invited to be a part of an offshore intermediary, engaged in international insurance and investments. In the process, with clients seeking medical insurance, he eventually signed up for a distributorship with Pacific Cross Philippines (formerly Blue Cross Philippines).
Gradually, business relationships were established with various insurance and investment providers. As the business steadily grew and with associates joining the team, it was in 2004 that he decided to incorporate IFRC Insurance Agency backed by reputable insurance providers. Subsequently, an offshore company was set up to deal with IFRC’s international providers.
Thus, the “One Stop Financial Shop” was formally introduced.
IFRC, otherwise known as Independent Financial and Risk Consultancy, is an intermediary that provides superior insurance and financial products, vetted and handpicked among the top providers from all over. It is composed of dedicated specialists in the field of insurance and investments, medical and health, backed up by a strong support group. With over eighty years of combined experience and expertise, IFRC is committed to delivering finest service to their valued clients.
In the ever changing and unpredictable global environment, IFRC has remained innovative, forward-thinking, and strategic in planning to achieve its clients’ financial and risk objectives and goals.
IFRC deals with clients in different categories, may it be an individual, corporate or institutional account. Financial advisors are well trained and are equipped with the necessary tools to answer for each client’s inquiries and requests. We tailor-fit each product with our clients based on the need, budget and risk tolerance. Due diligence is applied to each and every investment product offered.
As a Comprehensive Solutions Intermediary, our mission is to provide our clients with the peace of mind that their needs come first. By vetting each product we offer and practicing due diligence on our insurance providers, we are able to introduce and recommend only superior plans available in the market.
To be the Epitome of Service Excellence in the fields of insurance and investments, imparting tailor-fitted products and diversifying opportunities that make a difference. It is our passion to be consistent in exceeding our clients’ expectations and, at the same time, maintain a harmonious and strong relationship with our insurance providers.
We at IFRC aim to appease a market need and offer a full-time, comprehensive solutions service. We strive to develop and grow our clientele through a referral system brought about by a team of Independent Associates, specializing in Insurance and Investments. And we make every effort to stay current and updated with the digital age, to make everything easy for our clients, by giving them access to a wide variety of insurance providers

Managing Director

Executive Assistant

Sales Executive
HMO & Medical Insurance

Sales Executive
Travel & Non-life Insurance

Account Executive

Business Support Manager

Business Support Officer

General Accountant

Management Assistant

Liaison Officer

Administrative Officer

Business Support Analyst
















Focus on recovery, not expenses. IFRC’s medical insurance plans cover hospitalization, surgeries, and emergency treatments, helping you manage unexpected medical costs with ease.
Stay healthy with preventive and accessible care. Our HMO plans provide you and your family with access to accredited hospitals, doctors, and clinics — ensuring quality healthcare when you need it most.
Safeguard your home, office, or commercial property against fire, theft, or natural disasters. IFRC’s property insurance ensures that your valuable assets remain secure so that you can rebuild with confidence.
Drive confidently knowing you’re protected. IFRC’s motorcar insurance offers coverage for damage, theft, and third-party liability — with fast, hassle-free claims processing and 24/7 assistance.
Strengthen trust and credibility in every transaction. IFRC’s bond insurance protects businesses and clients by ensuring contractual obligations are met — promoting confidence and reliability in every partnership.
Wherever you go, we’ve got you covered. Our travel insurance protects you from trip cancellations, medical emergencies, and lost belongings — giving you security and support throughout your journey.
Protect yourself and your business from life’s unexpected liabilities. Our casualty insurance covers injuries, accidents, and third-party claims, providing financial stability and peace of mind in the event of unforeseen events.
6/F Padilla Bldg, 1605 F. Ortigas Jr. Rd, Ortigas Center, Pasig, Metro Manila
Open today | 09:00 am – 05:00 pm |
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